Next Stop · Tool 1

Pension Budget Calculator

Put in your monthly pension. See what a comfortable month costs in each of the twelve cities, and the gap. Nothing is softened.

CityLean monthComfortable monthYour gap (comfortable)

Comfortable month = the same basket for one man in every city: a one-bed in the centre, bills, food at home, eating out about four times a week, local transport and taxis, a gym, health insurance at 65, GP and dentist, one flight home a year, visa costs, £60 for clothes and odds and ends, and a 10% buffer. Lean month = a flat outside the centre, half the eating out, no gym, no buffer. Prices from Numbeo city data (2–5 Oct 2026; Vung Tau April 2026; Lovina uses Denpasar data). Tap a city to see every line and its source.

The pension trap, in one line

The UK State Pension is frozen at its first rate in Thailand, Vietnam and Indonesia. It rises every year only in the Philippines. A frozen £1,045 a month is worth less every year you stay.